Do you aspire to become a banker? If it is your dream job, and if you are ready to put in all your will and vigor into it, then read this piece of writing for some valuable tips.

How To Become A Banker

All of us wish to earn more and save even more for a tenable future. It no longer is a must to be an engineer or a doctor to lead a financially secure and contented life. If you are amongst those who have a fondness for numbers and want to maintain decent amounts in your bank accounts, then you should consider the banking profession – it not only educates you on how to save more and where to invest, but also makes for a great profession. But then the question arises, how do I become a banker? What are the educational qualifications required? What do I need to do in order to become a banker? The most important requirement is a healthy mix of formal education and on-the-job training. After this, choose a major area of study in a finance-related field, such as Accounts, Economics, Marketing or Mathematics. Duties concerning savings, loans, taxes, investments, and securities are all within the job realm of a banker. If you aim to become a banker, then gear yourself up for long hours of really hard work. After all, as a banker, you would be helping people save their money.
Becoming A Banker
The candidate should have completed high school and a Bachelor’s degree in 'Commerce' or ‘Business Administration’. A combination of formal education and on-the-job training are extreme plus points. Internships with banking firms are always looked forward to in the resume of a person aspiring to be a banker.
Courses Required
Most professional banking positions require some college-level education, in the form of a Bachelor’s degree. Recommended degrees include degrees in ‘Business Administration’, ‘Economics’, ‘Finance’ and ‘Business & Accounting’ etc. Upper-level management and other high-profile positions often require a ‘Master’s in Business Administration’ (MBA) and other such advanced finance degrees.
Skills Required
Bankers need certain skills and personal qualities to be successful in their career.
  • They must be patient and friendly to all their clients.
  • Considering the long and tiring hours of work, they must also be good at handling pressure and managing stress.
  • Organisation skills and a detail-oriented attitude are absolutely necessary to prove your mettle in the banking field.
  • Professionalism by way of appropriate and smart attire is also one thing that bankers can't do without.
  • Along with the obvious requirement of solid math and problem-solving skills, they must also have people skills to deal with the variety of clientele their bank entertains.
Roles And Responsibilities
Multiple duties and responsibilities characterize the role of a banker. Some bankers work for large business corporations, while others work for small town financial institutions. The roles and duties of each banker vary depending upon the institutions they are working with.
  • A banker is accountable for evaluating the client’s pecuniary status and offering bank programs in accordance with their financial standing.
  • Bankers must also stay updated with the latest savings products in the market so that they can advise their clients accordingly.
  • They are individuals who are responsible for the daily operations of their financial institutions.
  • Every day duties of a banker include maintenance of complete and accurate records of the daily transactions of their financial institution.
  • Items such as loan applications, bank statements and other accompanying documents must be reviewed and properly filed by the banker to ensure that they can easily be recalled if there is a need for the same.
Career Prospects
After the basic required qualification, you become eligible to apply for a clerical job at a bank. However, that is not the end of it and you get constant opportunities of growth in this field. All that you need to do is to keep constantly updating yourself with the financial world. After a clerical position, you can become an accountant following which are options of an officer profile or a bank manager profile. But that, fortunately, is not it for a bank has several scales and the growth almost never ends for people there. It moves on from the basic profiles involving direct customer interaction of scale 1 to the auditing and strategizing profiles of the higher scales. With the growth that the financial industry witnesses every year, the job of a banker is just getting more and more demanding, dynamic and interesting. Banking jobs have always been appreciated in all parts of the globe. A banker’s job prospects are almost always very high with possibilities of internal promotions that can lead one to managerial positions. 

The profile of a banker is a very promising one in today’s world. If you think you have the attitude, qualification and ambition to become a banker, then start trying immediately as opportunities do not wait for anyone.

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